We're an independent, locally owned agency built on a simple idea: health coverage should be clear, fairly priced, and backed by someone you can actually reach.
Montana Health Insurance Agency was founded to give local employers and families a better way to navigate health coverage — without the runaround of national call centers or one-size-fits-all advice.
As an independent agency, we aren't tied to a single insurance company. We compare the market, explain the trade-offs in plain language, and recommend what actually fits your situation. Then we stay with you — through claims questions, mid-year changes, and every renewal.
We live and work here too. When you call, you reach a real person who knows Montana, knows your account, and is invested in getting it right.
Group health, level-funded and ICHRA options, ancillary benefits, enrollment, and renewals.
Marketplace and off-exchange plans, subsidies, life-event coverage, dental, and vision.
Advantage, Supplement, and Part D guidance for those new to Medicare or reviewing coverage.