From your first hire to your fiftieth, we design, place, and manage employee benefits that fit your budget, your team, and your goals — with a real local broker in your corner all year long.
Offering health coverage is one of the most powerful ways to attract and keep great people — but the options are complex and the stakes are high. We cut through the noise, compare the market for you, and stand by your team long after the plan goes live.
Preventive, basic, and major coverage options.
Exams, lenses, frames, and contact allowances.
Group term life and accidental coverage.
Short- and long-term income protection.
Cash benefits for unexpected diagnoses.
Virtual care and employee assistance support.
We learn your team, budget, and goals — and what's working or frustrating about your current plan.
We shop the market across top Montana carriers and funding models, then present clear, side-by-side options.
We handle setup, employee education, and open enrollment so the rollout is smooth for everyone.
We answer questions year-round, advocate on claims, and negotiate every renewal on your behalf.
Benefits come with rules — and they keep changing. We help you stay ahead of the requirements that apply to your business so you can focus on running it.
Applicable Large Employer tracking and 1094/1095 guidance.
Plan documents, SPDs, and required participant notices.
Pre-tax premium and cafeteria plan setup.
Continuation coverage rules and administration support.
Class structures, affordability, and notice requirements.
Filing thresholds and what your plan needs to report.
